If you're a first‑time buyer, the hardest part isn't finding a property — it's knowing what's realistic, what lenders may look for, and what to do next. We act as advisers, not just "application submitters".
No obligation • Takes 60 seconds
"We had an exceptional experience working with Aga. From start to finish, she made the entire mortgage process clear, stress-free, and smooth, even when our plans changed. She took the time to understand our situation and provided expert advice tailored to our needs. Her professionalism and support made a daunting process surprisingly easy. We couldn't recommend her enough!"
— Alicia Brassington
"Absolutely great experience with Aga. She helped my husband and I with our first mortgage and then later with our remortgage. She is professional, very helpful and explains everything clearly. Highly recommended."
— Dominika M.
"Aga was brilliant in helping us find the right mortgage. She was always available to answer any questions and made the whole process very easy. I would highly recommend her services."
— Frank Mancini
"I had a very positive experience with the mortgage adviser. She was professional, knowledgeable and took the time to clearly explain all available options. Her guidance made the whole process straightforward and stress-free. I would highly recommend her services to anyone looking for reliable mortgage advice."
— Lukasz Kostiuczuk
"Working with Ms. Agnieszka Gronkiewicz was an absolute pleasure! Her professionalism, reliability, and extensive knowledge of loans ensured that the entire process was smooth and stress-free. She thoroughly explained all available options, tailoring the offer to our needs. I highly recommend her to anyone looking for experts in this field."
— Ewelina Daszkowska
A mortgage isn't only about a rate. It's about understanding lender criteria, avoiding avoidable delays, and having someone to guide you through the process and decisions. We focus on helping you make sense of it.
We help you understand your position based on lender‑style affordability checks and real‑world costs.
What to do first, what to prepare, and what to expect — without jargon or overwhelm.
We help you gather the right documents and keep your application clear and accurate.
Questions welcome. You're supported through the process so you're not guessing alone.
It's a feasibility chat designed to reduce uncertainty. We'll ask a few quick questions to understand your situation and outline what your next best steps may be.
Deposit, income type, timeline, and what you're aiming to buy.
We explain how lenders typically assess your position and what may influence outcomes.
Next steps, what to prepare, and whether it's the right time to proceed.
We've added a few quick questions to make sure the call is useful for you (and to reduce time‑wasting). If you're not quite ready, that's okay — you can still submit and we'll suggest a better next step.
